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When drones go wrong...

05 Oct 2015 Simon

The Producers of blooper shows like ITV’s You’ve Been Framed are rubbing their hands with glee at the prospect of a new raft of material provided by Unmanned Aerial Vehicles and Drones.

This wedding video captures the touching moment when a drone smacks the groom in the head while he’s gazing at his new bride. Funny though this is, it should also serve to re-emphasize the potential for things to go wrong when using drones, and the need to be covered in case a fault or no-fault accident were to occur…

In April last year a triathlete reportedly sustained head injuries after being hit by a drone that was recording the event in Australia. A stunt with a drone carrying mistletoe at a branch of TGI Fridays in New York saw a photojournalist end up with a bloody nose. Singer Enrique Iglesias grabbed the wrong part of a drone during a concert and ending up being taken to hospital with an injured hand

Operators can be as careful as they like but accidents will happen, which is why drone insurance is a must-have. Contact between drones and people can easily cause injury. Contact with other people’s property is just as likely to result in a situation that requires compensation. And of course any crash can damage the drone itself, which is why all responsible drone operators will insure their drone against accidental damage as well as keeping themselves up-to-date with the latest legislation covering safe drone operation.

If you want to know more, get in touch with Simon Ritterband of Insurance4Drones at simon@insurance4drones.com

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Instant Drone Policies

Affordable policies with affordable monthly instalments

All cover includes:

Breach of Data Protection Act

Multi pilot cover available per policy

Flights over higher risk premises

  • Blast furnaces, chimneys and well shafts
  • Viaducts and bridges
  • Mines and refineries
  • Dams and tunnels
  • Docks, wharves, piers and harbours
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Theft

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Invasion of Privacy

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All Moonrock policies comply with Regulation (EC) 785/2004 as required by the CAA

Personally owned and hired-in equipment (gimbals, tablets and chargers)

Night flights


Basic
From: (incl. IPT) £21 pm

Material Damage £1000

  • Damage to drones and payload
  • Personally owned and hired in equipment
  • While in storage
  • In transit and in flight
  • That suffers accidental damage
  • Reinstatement of electronic data
  • Storm and flood damage
  • Cyber Attack
  • Night Flying

Public Liability £1m

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0% finance on Direct Debit payments

Standard
From: (incl. IPT) £41 pm

Material Damage £3000

  • Damage to drones and payload
  • Personally owned and hired in equipment
  • While in storage
  • In transit and in flight
  • Hired In cover Business Continuity
  • No drone details required
  • Storm and flood damage
  • Cyber Attack
  • Night Flying

Public Liability £2m

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0% finance on Direct Debit payments

Premium
From: (incl. IPT) £53 pm

Material Damage £5000

  • Damage to drones and payload
  • Personally owned and hired in equipment
  • While in storage
  • In transit and in flight
  • Hired In cover Business Continuity
  • No drone details required
  • Storm and flood damage
  • Cyber Attack
  • Night Flying

Public Liability £5m

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0% finance on Direct Debit payments

Deluxe
From: (incl. IPT) £68 pm

Material Damage £10000

  • Damage to drones and payload
  • Personally owned and hired in equipment
  • While in storage
  • In transit and in flight
  • Hired In cover Business Continuity
  • No drone details required
  • Storm and flood damage
  • Cyber Attack
  • Night Flying

Public Liability £5m

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Flight Assessment Cover

Instant cover for flight assessment exams (valid for 30 days). Replacing the need to purchase a full years' insurance, before receiving your PFCO.

We are the only company that provides cover for:
Public liabilty £1million
and
Material Damage

For: £11

We will return the full £11 when you purchase one of our annual policies

Important Notice: Other providers of exam insurance on the market do NOT cover your drone if it crashes in the exam

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The policy options above provide an indication of the prices. To obtain a quote that is more specific to your requirements, please submit details of your requirements, by clicking the box below.


All our policies are FULLY FLEXIBLE. This allows you the freedom to increase and decrease the levels of public liability and material damage on job-by-job basis. We can provide this on a weekly or monthly basis.


Public Liability options from £1m to £10m.
Material Damage options from £1k to £150k.

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