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When drones go wrong...

05 Oct 2015 Simon

The Producers of blooper shows like ITV’s You’ve Been Framed are rubbing their hands with glee at the prospect of a new raft of material provided by Unmanned Aerial Vehicles and Drones.

This wedding video captures the touching moment when a drone smacks the groom in the head while he’s gazing at his new bride. Funny though this is, it should also serve to re-emphasize the potential for things to go wrong when using drones, and the need to be covered in case a fault or no-fault accident were to occur…

In April last year a triathlete reportedly sustained head injuries after being hit by a drone that was recording the event in Australia. A stunt with a drone carrying mistletoe at a branch of TGI Fridays in New York saw a photojournalist end up with a bloody nose. Singer Enrique Iglesias grabbed the wrong part of a drone during a concert and ending up being taken to hospital with an injured hand

Operators can be as careful as they like but accidents will happen, which is why drone insurance is a must-have. Contact between drones and people can easily cause injury. Contact with other people’s property is just as likely to result in a situation that requires compensation. And of course any crash can damage the drone itself, which is why all responsible drone operators will insure their drone against accidental damage as well as keeping themselves up-to-date with the latest legislation covering safe drone operation.

If you want to know more, get in touch with Simon Ritterband of Insurance4Drones at simon@insurance4drones.com

Drone Policies


Basic
From: £31 pm

Material Damage £2000

  • Damage to drones and payload
  • Personally owned and hired in equipment
  • While in storage
  • In transit and in flight
  • That suffers accidental damage
  • Reinstatement of electronic data
  • Storm and flood damage
  • Cyber Attack

Public Liability £1m

Buy Basic


0% finance on Direct Debit payments

Standard
From: £41 pm

Material Damage £3000

  • Damage to drones and payload
  • Personally owned and hired in equipment
  • While in storage
  • In transit and in flight
  • That suffers accidental damage
  • Reinstatement of electronic data
  • Storm and flood damage
  • Cyber Attack

Public Liability £2m

Buy Standard


0% finance on Direct Debit payments

Premium
From: £53 pm

Material Damage £5000

  • Damage to drones and payload
  • Personally owned and hired in equipment
  • While in storage
  • In transit and in flight
  • That suffers accidental damage
  • Reinstatement of electronic data
  • Storm and flood damage
  • Cyber Attack

Public Liability £5m

Buy Premium


0% finance on Direct Debit payments

Deluxe
From: £68 pm

Material Damage £10000

  • Damage to drones and payload
  • Personally owned and hired in equipment
  • While in storage
  • In transit and in flight
  • That suffers accidental damage
  • Reinstatement of electronic data
  • Storm and flood damage
  • Cyber Attack

Public Liability £5m

Buy Deluxe


0% finance on Direct Debit payments

Flight Assessment Cover

Instant cover for flight assessment exams only. Replacing the need to purchase a full years' insurance, before receiving your PFCO.

We are the only company to offer:
Public Liabilty £1million
and
Material Damage £2500
(if your drone crashes in the exam)

For: £45

After receiving your PFCO, we will return the full £45 when you purchase one of our annual policies

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Bespoke Cover

We have developed a Bespoke service for those clients requiring a policy tailored to their individual needs, these may include higher policy liability for public liability and material damage

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